Get answers to your questions


Updated at September 11th, 2023

Do you have a fee-free ATM network?

Yes. We have over 60,000 fee-free ATMs nationwide through the Allpoint network. To find an ATM near you, visit our ATM Finder in the Zeta App, in the Move Money section.

Cash Withdrawal Limits

You can withdraw up to $500 per day via ATM at any ATM. However, there is a $2.50 fee every time you make a withdrawal from an out-of-network ATM. Additionally, the out-of-network ATM provider may charge you an additional fee at their discretion. 

Any time your remaining balance is less than the fee amount being assessed, the balance of your Zeta Account will be applied to the fee amount. This results in a zero balance on your Zeta Checking Account. You can also find this in our fee schedule here.

Any fees incurred through ATMs are all subject to the $500 maximum amount that can be spent using that card per day.

ATM owner-operators, merchants, and participating banks may impose their own lower limits and fees on cash withdrawals.

If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator -- even if you do not complete a withdrawal. This ATM fee is a third-party fee amount assessed by the individual ATM operator only and is not assessed by us.

Cash Deposits at an ATM

We do not support cash deposits at ATMs at this time. For more information on how to deposit cash to your Zeta account, check this out.


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