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Does my Zeta Joint Account charge account fees?

Updated at September 12th, 2023

Zeta Joint Accounts and Zeta Personal Accounts are free to open, use and maintain. We may charge fees for additional services like wire transfers and stopped payments. These fees cover the cost that our banking partner incurs. We believe in transparency, so see a list of fees here.

It's also worth noting that if you use an ATM not within the AllPoint network for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator -- even if you do not complete a withdrawal. This ATM fee is a third-party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to your Zeta Joint Account. To avoid these fees, you can easily find available ATMs in your Zeta app by tapping the Move Money section in the bottom navigation bar and selecting “ATM map.” 


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