Supercharge your account

While core Zeta accounts remain free, Zeta+ lets you level up so your account does more for you:

Household size



Family banking tools

Debit cards

Envelope system

Zeta Pay


Digital banking tools

Access to VIP program

Premium features



* support for checks includes check writing and mobile check deposit; features may have limited availability; fees may apply
** learn more about how to qualify for Zeta’s VIP program here

Here are the deets on some of
our premium features:

Put your finances on autopilot. Use custom rules to set aside funds for your bills or goals. We'll even automate sending money to your external accounts. The only thing you need to worry about is getting paid.

Unlock additional virtual cards to help you better manage your spending, privacy and security. Each card comes with custom card controls that let you set spending limits. If a transaction is over the limit, or doesn't meet the requirements you set, we'll automatically decline it. Coming soon you will be able create specific merchant controls.

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1Zeta is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate of $250,000 per depositor. The Zeta Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted.

2Zeta Annual Percentage Yield (APY) is effective as of 05/01/2023, for customers who qualify for VIP status. Minimum amount to open an account is $0.00. Minimum balance to earn the APY is $0.01. Interest rates are as follows: 2.45% APY applies to the entire balance for customers who qualify for VIP status. Interest rates may change after the account is opened. Fees may reduce earnings.