You love each other. You need each other. You know every little thing about each other. So why are there so many miscommunications in relationships about personal finance? Not surprisingly, fights about money remain a top cause of break ups amongst U.S. couples.
Even if you think you know your partner by heart, there can still be misunderstandings when it comes to money. One of you spends too much, or hates to budget while the other freaks out over every line item in the budget. How can two people be so compatible in every way, except money?
You’ve shared so many stories about your lives. But you’ve never shared your money story.
We’ve created a list of 20 essential money questions that we believe that every committed couple needs to ask each other in order to get on the same page about their financial future (and stay there).
Tackling our money pasts
With money, the past does predict the future. These questions will help you build empathy for each other and identify experiences that impacted your outlook on money.
Understanding our money today
These questions are all the present, the here and now. The aim here is to start to understand how you’re thinking about your budgets, your goals, and your fears about what’s going to happen on the day-to-day and tomorrow.
Our money future
There’s no such thing as a crystal ball. And while we can’t predict the future, we can do our best to financially plan for it as a team. These questions will determine how much you know about how the other thinks about planning for the years ahead, through sickness, health, and in wealth.
Get more personal finance tools for couples, check out more resources here.
Feeling like you're ready to explode? Repeat these phrases to maintain financial marital harmony.READ MORE
In Zeta’s Money Date Magazine, finance blogger Savvy Girl Money dives into how her and her husband handled their finances together after they got married.READ MORE
A newsletter designed to help
you achieve relationship goals.
A newsletter designed to help you achieve relationship goals.
To safely consume this site, we recommend reading this disclaimer. Any outbound links will take you away from Zeta, to external sites in the world wide web. Just so you know, Zeta doesn’t endorse any linked websites nor do we pay/bribe anyone to appear on here. Any reference to prices on the site are just estimates; actual prices are up to specific merchants and their current desire to charge you for things. Also, nothing on this website should be construed as investment advice. We’re here to share our favorite tools, tactics and tips for managing your money together. This content is for your responsible consumption. Please don’t see this as a recommendation to buy specific investments or go on a crypto-binge. Lastly, we 100% believe that personal finance is exactly that, personal. We may sometimes publish content on this website that has been created by affiliated or unaffiliated partners such as employees, advisors or writers. Unless we explicitly say so, these post do not necessarily represent the actual views or opinions of Zeta.
1Zeta is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate of $250,000 per depositor. The Zeta Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted.
2Zeta Annual Percentage Yield (APY) is effective as of 05/01/2023, for customers who qualify for VIP status. Minimum amount to open an account is $0.00. Minimum balance to earn the APY is $0.01. Interest rates are as follows: 2.43% APY applies to the entire balance for customers who qualify for VIP status. Interest rates may change after the account is opened. Fees may reduce earnings.