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What account types does Zeta offer?

Updated at September 12th, 2023

Currently, Zeta offers two account types: Personal and Joint Accounts.

Zeta Joint Accounts include a full-featured deposit account. Your account can receive direct deposits and it supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network.

A Zeta Joint Account includes:

  • Two Physical Zeta Joint Mastercard Debit Cards, one for you and your partner.
  • One Virtual Mastercard Debit card for you and one for your partner. (more coming soon!)
  • An FDIC-insured deposit account that can be managed entirely from your smartphone.
  • Integrated Bill Reserve and Goals features that help you set aside and save money without thinking about it.

Zeta Personal Accounts include a full-featured deposit account. Your account can receive direct deposits and it supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network.

Zeta Personal Account includes:

  • One Zeta Personal Mastercard Debit Card for you.
  • One Virtual Mastercard Debit card for you. (more coming soon!)
  • An FDIC-insured deposit account that can be managed entirely from your smartphone. 
  • Integrated Bill Reserve and Goals features that help you set aside and save money without thinking about it.

Zeta is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate of $250,000 per depositor. The Zeta Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted.

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