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How quickly will our incoming transfers show up in our account

Updated at September 11th, 2023

You can fund your account using a transfer (aka ACH) or direct deposit. Transfers initiated in your external checking account's app or website should can be expected to arrive within 1 business day. If you choose to create a transfer within the Zeta mobile app, your transfer will be held for 3 business days to maximize your security. These holds do not apply to direct deposits or unemployment benefits - those are available as soon as we receive that deposit!

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