Zeta Joint Cards
Shared Banking for Modern Couples
Two cards. One joint account.
Built-in features built to help your relationship thrive.
ACCOUNTS FDIC INSURED UP TO THE STANDARD MAXIMUM DEPOSIT INSURANCE OF $500,000
Banking For Two
Easy set up. No monthly account fees. Track your spending together. The Zeta Joint Card is built for couples at every stage. We make it simple to fund and manage your account.
One Account That Does It All
Your Zeta Joint Card works seamlessly with your individual accounts, making it easy to set aside money for bills while saving for your goals.
Let Us Do The Work
Zeta remembers when your bills are due. Running low? We'll remind you to move money if needed so you can spend with confidence.
Communicate Like Pros
No more asking if a check cleared or what that mystery charge is. We make it easy to communicate about your finances so that everyone is always on the same page.
There's Even More To Love
Your Zeta Joint Cards also includes these features:
FDIC Insured
Zeta Joint Account is FDIC-insured up to the standard maximum deposit insurance amount of $500,000
No Account Fees or Minimums
Full transparency. No monthly fees or minimums. Other fees may apply
Earn 0.14% APY3
Money in your Zeta Joint Account earns 3x the national average of 0.04% (FDIC.gov)
Instant Notifications
Receive updates on your mobile device when one of you spends, deposits, or receives a refund
Early Direct Deposit1
Get your paycheck faster, up to 2 days early, depending on your employer
Keep Your Bank
Zeta works with your existing bank. Transfer money in from individual or joint accounts
Mobile Check Deposit
Snap a photo and deposit that check with just a few clicks
Digital Checks
Need to pay rent? Write and send checks, no pen and paper required
32,000 ATMs2
Zeta is part of the MoneyPass network, giving you free access to most ATMs near you
Contactless Payment
Tap and buy. Add us to any of your digital wallets like Apple Pay, Google Pay, or PayPal
Unlimited Transfers
Move money in and out of your account as often as you both need
Bill Pay
Zeta sets aside money for your shared bills, no need to remember when they're due
How It Works
Ready to get started? Here's what to expect.
1
Tell us about you and your relationship
2
Invite your partner so they can confirm their info.
3
You each get your own Zeta Joint Card.
4
Start spending and saving, as a team!
Frequently Asked Questions
Ready to get started? Here's what to expect.
Who are Zeta Joint Cards designed for?
Will the money in our Zeta Joint Account earn interest?
Who owns the money in our Zeta Joint Account?
Is Zeta a bank?
Is the money in our Zeta Joint Account FDIC insured?
By clicking "Get Started", you are joining a waitlist for Zeta Joint Card. We are actively rolling out invites based on your waitlist position.
Zeta Joint Cards and Joint Account is offered by Radius Bank, Member FDIC. Zeta Help Inc. is a service provider of the issuing bank. All deposit accounts of the same ownership and/or vesting held at the issue bank are combined and insured under an FDIC Certificate, up to $500,000. The Zeta Joint Debit Card, provided by MasterCard, may be used everywhere where MasterCard Debit Cards are accepted.
1Early access to direct deposit funds depends on timing of payer's submission of deposits. We generally post such deposits on teh day they are received which may be up to 2 days earlier than the payer's scheduled payment date.
2Out-of-Network ATM cash withdrawal fees apply. Third-party and cash deposit fees may apply.
3Zeta Joint Account Annual Percentage Yield (APY) accurate as of 09/20/2020. Minimum amount to open account is $0.00. Minimum balance to earn APY is $0.01. Rate is as follows: 0.14% APY applies to balances over $0.01. Rates may change after account is opened. Fees may reduce earnings.
Live The Life You Want
Take the first step and achieve
your goals together.
