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Virtual cards
Virtual cards for added convenience, privacy and control
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No monthly account fees
Full transparency; no monthly fees or minimums (other fees may apply)
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Earn up to 1.93% APY1
Earn 0.48% APY1 across your entire account balance, with no limits. Boost interest to 1.93% APY with VIP status2
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Instant Notifications
Get updates when anyone on your account spends, deposits, or gets a refund
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Spending trackers
Set weekly or monthly spending trackers to help you stay within budget
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Zeta Concierge
First class human support via in-app messaging for when you need it
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Mobile check deposit2
Snap a photo and deposit that check with just a few clicks
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Pay someone
Easily send payments to individuals or businesses with ACH, wires, and checks3
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55,000 ATMs
Free access to 55,000+ ATMs through the Allpoint network
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Contactless payment
Add us to any digital wallet like Apple Play, Google Pay or PayPal
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Credit card support
Also have a joint credit card? Link it to Zeta so we can set aside money for when it's due
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Bill pay
Automatically organize & set aside money for bills with the option to pay via ACH, check or card