We want to give you $50
Want more of that Good Life?
Open a Zeta Joint Account with no monthly fees and a ton of smart automation to help you master your shared finances. For a limited time - as a Good Life perk, you'll get an extra $50 when you make a qualifying direct deposit.
See Terms and Conditions.
ENVELOPE SYSTEM
Use our envelope system to seamlessly manage your shared financial life in one place. Whether or not you fully combine your finances, Zeta adapts to you so you can manage your money your way.
BILL RESERVE
Let us take over your
money chores
Never miss a bill payment. We'll automatically plan for your bills and set aside funds for them. We'll even make your bill payments via check, debit card or ACH — all handled by us.
GOALS
With Goals, break down your savings into dedicated envelopes. Use auto-save to meet your goals quickly — and earn interest on your entire account, with no limits.
IN-APP MESSAGING
In-app messaging keeps you in sync with your team. Stay informed through transaction notifications, spending trackers, and more. You'll also get a dedicated Zeta Concierge — a human who's there to help if you need it.
ADD ACCOUNT MEMBERS
Coming soon, you'll be able to add other family members to your account, including more account owners, companions with card limits, and kids. We're also launching personal accounts for those of you who need a joint and individual account.
SECURITY
Your Zeta account is FDIC-insured up to the standard maximum of $500,000. Plus two-factor authentication & data encryption keep your data secure. We don't store your external login credentials and will never sell your data.
Virtual cards for added convenience, privacy and control
Earn 0.48% APY1 across your entire account balance, with no limits. Boost interest to 1.93% APY with VIP status2
Get updates when anyone on your account spends, deposits, or gets a refund
Set weekly or monthly spending trackers to help you stay within budget
First class human support via in-app messaging for when you need it
Snap a photo and deposit that check with just a few clicks
Easily send payments to individuals or businesses with ACH, wires, and checks3
Free access to 55,000+ ATMs through the Allpoint network
Add us to any digital wallet like Apple Play, Google Pay or PayPal
Also have a joint credit card? Link it to Zeta so we can set aside money for when it's due
Automatically organize & set aside money for bills with the option to pay via ACH, check or card
Banking services for the Zeta Joint Card and Joint Account provided by Piermont Bank, Member FDIC. Zeta Help Inc. is a service provider of the issuing bank. All deposit accounts of the same ownership and/or vesting held at the issue bank are combined and insured under an FDIC Certificate, up to $500,000. The Zeta Joint Debit Card, provided by MasterCard, may be used everywhere MasterCard Debit Cards are accepted.
1Zeta Joint Account Annual Percentage Yield (APY) accurate as of 09/1/2022. Minimum amount to open account is $0.00. Minimum balance to earn APY is $0.01. Rate is as follows: 0.48% APY applies to balances over $0.01. Rates may change after account is opened. Fees may reduce earnings.
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© 2023 Zeta Help Inc. All rights reserved.
Join Our Community
© 2023 Zeta Help Inc. All rights reserved.
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Zeta Help Inc. is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate of $250,000 per depositor and up to $500,000. The Zeta Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, and can be used everywhere Mastercard is accepted.
Zeta Account Annual Percentage Yield (APY) is effective as of 12/01/2022. Minimum amount to open an account is $0.00. Minimum balance to earn APY is $0.01. Interest rates are as follows: 0.48% APY applies to balances over $0.01. Accounts with qualifying direct deposits are eligible for up to 1.93% APY. Rates may change after the account is opened. Fees may reduce earnings.