Virtual cards
Virtual cards for added convenience, privacy, and control
No monthly account fees
Full transparency; no monthly fees or minimums (other fees may apply)
Earn up to 2.43% APY2
Earn up to 2.43% APY across your entire account balance (with no limits) with our VIP Status
Instant Notifications
Get updates when anyone on your account spends, deposits, or gets a refund
Spending trackers
Set weekly or monthly spending trackers to help you stay within budget
Zeta Concierge
First class human support via in-app messaging for when you need it
Mobile check deposit
Snap a photo and deposit that check with just a few clicks
Pay someone
Easily send payments to individuals or businesses with Zeta Pay, ACH, wires, and checks
55,000 ATMs
Free access to 55,000+ ATMs through the Allpoint network
Contactless payment
Add us to any digital wallet like Apple Pay, Google Pay, or PayPal
Credit card support
Also have a credit card? Link it to Zeta so we can set aside money for when it's due
Bill pay
Automatically organize & set aside money for bills with the option to pay via ACH, check, or card