Good Life Terms & Conditions

Goodwater Terms and Conditions:

In order to qualify for your $50 bonus award, you must open new Zeta Joint account and make a qualifying direct deposit, based on the conditions and eligibility requirements below. 

 Making a qualifying direct deposit into your account is defined as a direct deposit of $200.00 or more made within 60 calendar days of opening your Zeta Account. A qualifying direct deposit is a direct deposit from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Zeta deems to not be a qualifying direct deposit are not qualifying direct deposits.

Additional Eligibility Requirements: 

  • You may not be a current or previous Zeta Joint Cards user, as defined by having previously submitted an email address and password within the Zeta Joint Cards signup process.

  • You must initiate your signup to Zeta Joint Cards from the URL askzeta.com/goodlife and complete opening your account within 30 days of first visiting askzeta.com/goodlife

  • New users are only eligible for one sign up bonus, which is determined based on the link you used to sign up.

  • At time of bonus award, you must have an approved open Zeta Joint Cards account in good standing, as determined solely by Zeta.

By meeting these conditions  you will automatically earn a $50 bonus award. Awards will generally be provided within seven (7) business days after all conditions have been met. 

Zeta reserves the right to investigate any suspicious or inappropriate activity relating to this promotion. Notwithstanding any provision of these Terms, we are not obligated to pay any bonus awards if we determine, in our sole discretion, that (a) the account creation process completed is not a bona fide transaction, including, without limitation, if the account creator registers for more than one Zeta account; or (b) the account creator has engaged in any fraudulent or deceitful behavior in connection with the promotion. We reserve the right, in our sole discretion, to delay payment of any bonus awards while we investigate your participation in the promotion.

 Zeta reserves the right to cancel or modify the terms of any bonus award offers or terminate a member’s eligibility at any time with or without prior notice. 

 Credits of $10 or more will be reported on tax form 1099-INT for new members. 

 Banking services are provided by Piermont Bank, Member FDIC.

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1Zeta is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate of $250,000 per depositor. The Zeta Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted.

2Zeta Annual Percentage Yield (APY) is effective as of 05/01/2023, for customers who qualify for VIP status. Minimum amount to open an account is $0.00. Minimum balance to earn the APY is $0.01. Interest rates are as follows: 2.43% APY applies to the entire balance for customers who qualify for VIP status. Interest rates may change after the account is opened. Fees may reduce earnings.