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What are personal vs. shared transactions?

Updated at October 13th, 2020

Just like accounts, transactions can be either:

Personal: these transactions will update your personal spending, income and savings calculations.
Shared: these transactions will update your shared spending, income and savings calculations.
Ignored: ignored transactions will NOT be included in your spending, income and savings calculations.

Transactions automatically inherit their status based on whether they come from personal or shared accounts. We've also built smart algorithms to automatically ignore frivolous transactions such as transfers or specific payments which would conflate your spending.

But if you're a couple that sometimes spends both personal and shared expenses via the same account (eg. a credit card), Zeta allows you to move a transaction from an inherited status (like personal) into shared. These movements will automatically update your calculations across the app. To make Zeta super customizable, you can move personal transactions to shared OR you can move shared transactions to personal.

Once you've moved a transaction from personal to shared, Zeta will display a double circle showing you what the original transaction was and how it's been edited. We've found that this makes it easy for your partner to see what changes you've made on your own.

You can also ignore transactions (or categories!) that you'd rather not include in your monthly calculations. You can still access those transactions if they're ignored, they just won't count towards any of the math we do across the apps.

NOTE: Moving a shared transaction to personal will NOT hide that transaction from your partner. If the transaction originates from a shared account, your partner will be able to see it.

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