Zeta Account Fees
Effective 03/08/2024
Our current fee schedule – for fair and transparent banking.
FEE SCHEDULE FOR ZETA ACCOUNTS
| Item | Description | Fee |
|---|---|---|
| Account Opening Fees | Fee to apply and open your Zeta Account. Not here. | $0.00 |
| Account Maintenance Fees | Fees for maintaining your Zeta Account. Nonezo. | $0.00 |
| Inactive Account Fees | If your account is inactive for more than 90 days, some banks charge you a fee. At Zeta, we don't. | $0.00 |
| Card replacement | First card is free; subsequent replacements have a fee. Expired cards are not subject to this fee. | $5.00 |
| In-network ATM Fees | No fees at any in-network Allpoint ATMs. | $0.00 |
| Out-of-network ATM Fees | You will pay a fee every time you withdraw money from an out-of-network ATM. The ATM operator may charge an additional fee which is Zeta does not benefit from. We're unable to reimburse out-of-network ATM fees. | $2.50* |
| Foreign Transaction Fees | You'll pay a foreign transaction fee for international purchases. | 2.75% |
| Instant Transfer Fee | You'll pay a fee when you choose to transfer funds using a debit card. | 1.75% |
| Levy | Fee when legal action is needed to allow creditors to take funds from your bank account. Your bank freezes funds in your account, and the bank is required to send that money to creditors to satisfy your debt. | $75.00 |
| Returned Item Charge | Unpaid transactions posted against insufficient or held funds. | $25.00 (per item) |
| Stop Payment | Fee when customer asks us to stop payment after transaction has been initiated. | $25.00 (per payment) |
| Sending a check | Fee to mail a check from your Zeta Account. Fees waived for Zeta VIPs. | $2.00 |
| Incoming Domestic Wire | There are no incoming wire fees. | $0.00 |
| Outgoing Domestic Wire | Fee for all outgoing domestic wires. | $20.00 |
| Yearly Fee - Taxes+ | Fee to access our premium feature focused on taxes. | $20.00 |
| Monthly Fee - Automation+ | Fee to access our premium features focused on automation. | $9.99 per month / household |
| Yearly Fee - Automation+ | Fee to access our premium features focused on automation. | $83.88 per year / household |
Join Our Community
© 2024 Zeta Help Inc. All rights reserved.
Join Our Community
© 2024 Zeta Help Inc. All rights reserved.
To safely consume this site, we recommend reading this disclaimer. Any outbound links will take you away from Zeta, to external sites in the world wide web. Just so you know, Zeta doesn’t endorse any linked websites nor do we pay/bribe anyone to appear on here. Any reference to prices on the site are just estimates; actual prices are up to specific merchants and their current desire to charge you for things. Also, nothing on this website should be construed as investment advice. We’re here to share our favorite tools, tactics and tips for managing your money together. This content is for your responsible consumption. Please don’t see this as a recommendation to buy specific investments or go on a crypto-binge. Lastly, we 100% believe that personal finance is exactly that, personal. We may sometimes publish content on this website that has been created by affiliated or unaffiliated partners such as employees, advisors or writers. Unless we explicitly say so, these post do not necessarily represent the actual views or opinions of Zeta.
By using this website, you understand the content presented is provided for informational purposes only and agree to our Terms of Use and Privacy Policy.
1Zeta is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. All deposit accounts of the same ownership and/or vesting held at the issuing bank are combined and insured under an FDIC Certificate of $250,000 per depositor. The Zeta Mastercard® Debit Card is issued by Piermont Bank, Member FDIC, pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted.
2Zeta Annual Percentage Yield (APY) is effective as of 05/01/2023, for customers who qualify for VIP status. Minimum amount to open an account is $0.00. Minimum balance to earn the APY is $0.01. Interest rates are as follows: 2.43% APY applies to the entire balance for customers who qualify for VIP status. Interest rates may change after the account is opened. Fees may reduce earnings.